Credit Risk Expert (Experto/a en Riesgo de Credito) – Remote

We’re looking for someone who meets the minimum requirements to be considered for the role. The preferred qualifications are a bonus, not a requirement.

Must haves

Academic background in Actuarial Science, Mathematics, Statistics, Computer Science, or similar

Proven experience in

credit risk management

in

ESOP

) from day one

Multicultural team with daily exposure to

Portuguese, Spanish, and English

(our corporate language)

Annual learning budget and internal accelerated development paths

We’re looking for a

Credit Risk Expert

to help shape how Clara manages and scales risk in Latin America. You’ll work closely with a high-performing team of risk specialists, data scientists, and business partners to build predictive credit models and enable high-quality, data-driven decision-making.

This role is instrumental in aligning credit strategies with business goals. You’ll drive innovation across our risk frameworks, help design and monitor model performance, and ensure Clara’s credit operations remain robust, scalable, and compliant. Your work will directly impact business growth, resilience, and the health of our credit portfolio.

Lead and support the development of regulatory and non-regulatory credit risk models (e.g., expected credit losses)

We’re the leading

B2B fintech for spend management

in Latin America.

Certified as one of the world's fastest-growing companies, a

Great Place to Work

, and a