Payments and Cards - Compliance Specialist

Essential Experience:

Substantial experience in a payments compliance, product compliance, or regulatory advisory role at a regulated fintech, payment institution, e-money institution, or bank — with a clear specialism in payments and/or cards.

Deep, practical knowledge of the regulatory frameworks governing payment services in the UK and/or EU/EEA — including PSD2/PSR, EMD2, FCA payment services rules, and SEPA scheme rules. Candidates with strong UK-only or EU-only experience are welcome; cross-jurisdictional experience is a significant advantage.

Awareness of the EU PSD3/PSR legislative package and its key divergences from the current PSD2 regime and the UK's post-Brexit PSR, and the implications for payment institutions operating across both regimes.

Working knowledge of card scheme rules (Visa and/or Mastercard) and the compliance obligations they place on programme managers and issuers.

Experience providing first-line compliance oversight of product launches, feature changes, or new payment rail integrations — including SEPA scheme participation or cross-border payment rail integrations — in a regulated environment.

Central

Office: A fantastic location with excellent transport links.

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We are looking for an experienced Senior Manager to lead Ebury's payments and cards compliance capability. This is a senior, substantive role that sits within the Group Compliance function, reporting directly to the Group Compliance Director, with a dotted line to the Head of Product Compliance for coordination across the broader product compliance programme. You will have direct line management responsibility for any Payments & Cards Compliance Analyst as these may be recruited.

The role is open in both the UK and Europe. Whether based in London, Madrid, or Brussels, you will operate across Ebury's full regulatory footprint — covering both FCA-regulated activities in the UK and NBB/EEA-regulated activities across the EU. You will need to be comfortable navigating both regimes simultaneously and advising product teams on where requirements differ, overlap, or are about to change.

The reporting line into the Group Compliance Director reflects both the seniority of the role and the importance of having experienced oversight readily available as Ebury's payments and cards product suite — and its regulatory obligations — continue to grow in complexity. You will benefit from direct access to senior compliance leadership while working closely with the Head of Product Compliance on day-to-day product and systems oversight.

You will be Ebury's primary first-line compliance expert for all things payments and cards — owning the regulatory compliance framework for this product domain, advising product and engineering squads on regulatory requirements, overseeing product launches and material changes, and managing relationships with relevant regulators, banking partners, and card schemes across both the UK and EU. You will also be the subject matter expert and escalation point for your analyst, actively developing their expertise and capability.

This is a hands-on, expert role. You will be in the detail of regulatory requirements, product builds, and control frameworks — while carrying the authority and seniority to make and defend regulatory judgement calls independently.

Ebury delivers sophisticated, integrated solutions — business accounts, hedging, and financing — on a single platform with a seamless workflow. Our success is built on a simple premise and singular purpose: To help businesses operate and scale globally.

Since its founding in 2009, Ebury has always been a fast-growing leader in fintech. Today, we bring together 1,800+ Eburians across nearly 70 cities and we’re always looking to add to our team.

At the heart of our offering is a proprietary platform, purpose-built to help businesses seamlessly streamline and manage global cash flow. We focus on continuous product evolution and innovation to build the infrastructure for borderless growth and help our clients scale at every stage.

The opportunities at Ebury are as diverse as our people, ranging from business development to engineering roles across our tech pillars.

We believe in inclusion. We stand against discrimination in all forms and are against the intolerance of differences that makes us a modern and successful organisation. At Ebury, you can be whoever you want to be and still feel a sense of belonging no matter your story.