Manager, Financial Crimes & Enterprise Risk Management

6+ years of experience in Financial Crimes Compliance, BSA/AML, Sanctions, or related risk/compliance functions within fintech, banking, or financial services, with 1+ years of direct people management experience.

Experience leading regulatory change implementation and/or compliance issue remediation programs, including sustainable control enhancements.

Track record of improving processes, identifying inefficiencies, and implementing scalable, data-driven solutions.

Ability to build strong cross-functional partnerships and influence stakeholders without formal authority.

ACAMS, CFE, CRCM or similar certification are strongly preferred.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community.

Oversee AML investigations, sanctions screening, SAR/UAR decisioning, and case quality to ensure regulatory compliance and audit readiness.

Drive the BSA/AML and Sanctions risk assessment process, ensuring risks are clearly identified, documented, and effectively mitigated.

Oversee transaction monitoring rule development, tuning, testing, and optimization in partnership with Risk, Data, and Engineering.

Maintain and enhance policies, procedures, and playbooks to align with evolving regulatory requirements and business changes.

Lead compliance issue management, including intake, tracking, remediation, and reporting of findings from audits, monitoring, and regulatory exams.

Develop clear, accountable remediation plans with defined timelines, measurable outcomes, and sustainable control improvements.