Senior Director of Engineering, Banking & Issuing Risk

Experience with Agentic development and effective use of AI models, tools and agents.

Significant experience leading the design and delivery of complex, enterprise-scale distributed systems in domains with high transaction volume, integration complexity, and stringent non-functional requirements.

Strong hands-on engineering background in Java, Go, Rust, JavaScript etc.

and modern backend development frameworks, with experience in concurrent or reactive architectures such as Vertx, Akka, or similar.

Proven experience building microservices and service-based platforms using HTTP, REST, gRPC JSON, and modern service contract/interface design patterns.

Strong working knowledge of distributed web architecture, including service discovery, containerized deployment models, distributed caching, event streaming, NoSQL, and RDBMS technologies.

Work Hours:

Varies upon the needs of the department.

Travel Requirements:

This position requires travel 5-10% of the time.

Mental/Physical Requirements:

This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

As the world’s leader in digital payments technology, VISA connects the world through the most creative, reliable and secure payment platform – enabling individuals, businesses, and economies to thrive.  At Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters.

Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Within VISA Value Added Services, our mission is to build differentiated acceptance, issuing and risk and security products for merchants, acquirers, issuers and partners across all segments, verticals and geographies.

Visa is seeking a Senior Director of Software Engineering to lead engineering for key capabilities within the Risk and Security Solutions (RAS) organization.  This is a deeply technical role for an AI-forward engineering leader who combines organizational leadership with strong hands-on software engineering, architecture and delivery ownership.

You will lead a high-performing team of engineers and AI agents responsible for building and operating high-scale, mission-critical, distributed systems that power customer-facing risk and security products.  You will be expected to go beyond directional leadership: this role requires an AI-forward leader who can personally engage in architecture, design, code reviews, technical problem solving, production issue resolution, and where necessary hands-on code contribution to accelerate delivery, unblock teams, and raise the engineering bar.  You will own the technical strategy and execution for systems that must meet demanding requirements for availability, resilience, throughput, latency, security, compliance, and operability.

You will work closely with Product, Architecture, Security, SRE/Operations and partner teams across geographies to deliver customer value with speed and quality.

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world.

Progress starts with you.