Associate/Vice President, Residential Debt

Bachelor’s degree required.

Approximately 3-7 years of relevant experience in residential mortgage credit, RTL origination/aggregation, structured finance, real estate debt, or asset-based lending.

Direct experience underwriting RTL whole loans is strongly preferred.

Exposure to whole loan trading, warehouse lending, or construction loan underwriting is a plus.

High proficiency in Microsoft Excel and PowerPoint. Proficiency with Intex or Python is a plus.

Strong written and verbal communication skills, with the ability to present complex investment ideas clearly and concisely.

We are seeking an Associate or Vice President to join our residential debt investment team. The team is focused on sourcing, underwriting, and managing investments across residential whole loans, lender finance facilities, and multifamily-focused direct mortgage lending. The candidate will play a key role in financial analysis, due diligence, and deal execution across the platform.

RTL Underwriting:

Underwrite residential transition loan (RTL) whole loan pools and individual loan acquisitions, including detailed review of borrower profiles, property-level collateral, renovation budgets and timelines, leverage metrics, and originator track records. Evaluate credit performance data across RTL portfolio to inform pricing decisions.

Financial Modeling:

Build and maintain detailed financial models, conduct collateral tape reviews, cash flow analysis, scenario modeling, and returns analysis.