Head of Fraud & Risk Management Operations

12+ years in fraud risk management, fraud operations, fraud prevention, or financial crime within fintech, digital banking, payments, or consumer credit.

fraud typologies: identity theft, synthetic identity, mule activity, ATO, ACH fraud, first-party abuse, and bank-linking fraud.

Proven leadership of fraud operations teams, ideally across both manual review and complex operational workflows.

Familiarity with fraud model development and evaluation (not required to be hands-on but must understand methodologies, monitoring, and implementation lifecycle).

Strong experience with fraud tools, data providers, device intelligence, and modern fraud technology stacks.

A hands-on, roll-up-your-sleeves operator who thrives in high-growth fintech environments.

Regular team events and yearly Summer and Winter Party.

€200.000

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€230.000 EUR

The Head of Fraud & Risk Management Operations is Raisin US’s most senior fraud operator, responsible for defining the fraud strategy, leading fraud operations, and building an end-to-end fraud prevention ecosystem that scales with the business and its evolving products.

You bring extensive fraud domain expertise in financial services, preferably from respected financial technology companies.

You will bring expertise in ACH/payment fraud, identity risk management, along with experience with build and implementation of modern fraud models, decision systems, and predictive solutions to address emerging threats.

You will oversee a team that includes fraud operations, analytics, investigations, and you will work with Legal and Compliance and our banking partners on KYC and financial crime risk.

You will also be a thought partner to product and engineering leadership as we evolve Raisin’s fraud infrastructure and data foundations.

If this is the only thing you read: This role is designed for a builder, someone energized by imperfect environments, motivated to design strong systems from the ground up, and comfortable and energized by being accountable for both strategy build and hands-on execution on a daily basis.

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.

As part of our team, you will benefit from:

Flexible working hours and up to 28 days PTO accrued from your first month, plus 13 public holidays.

Employee Development Budget of $2,200 and 4 full training days per year.

Company 401k contribution of 5%.

Healthcare coverage contribution, including medical, dental and vision.