parafin

Staff Software Engineer, Merchant Decisioning

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At a Glance

Location
San Francisco, California, United States
Employment
FULL_TIME
Experience
6+ years
Department
Parafin
Posted
2026-03-11

Key Requirements

Required Skills

Data SciencePython

Domain Knowledge

  • Engineering
  • Finance
  • Insurance
  • Medical
  • Regulatory

Benefits & Perks

Time Off

me flexibility Unlimited PTO Commuter benefits Free lunche

Health Insurance

t Medical, dental & vision insurance Work from home flexibility Unlimited PT

Compensation & Benefits

Salary Range: $265k-$330k

Equity grant

Medical, dental & vision insurance

Work from home flexibility

Unlimited PTO

Commuter benefits

Responsibilities

You will own our Python-based underwriting and application decisioning product and drive its development.

You will closely define the architecture and underlying infrastructure all the way from the technologies we use to the design principles that we apply.

You will work closely with our data scientists to build a platform that is reliable, scalable, and easily iterable.

You will be integrating ML Infrastructure into the platform to make DS-driven decisioning more powerful and intelligent.

About the Company

At Parafin, we’re on a mission to grow small businesses.

Small businesses are the backbone of our economy, but traditional banks often don’t have their backs. We build tech that makes it simple for small businesses to access the financial tools they need through the platforms they already sell on.

We partner with companies like DoorDash, Amazon, Worldpay, and Mindbody to offer fast and flexible funding, spend management, and savings tools to their small business users via a simple integration. Parafin takes on all the complexity of capital markets, underwriting, servicing, compliance, and customer service for our partners.

We’re a tight-knit team of innovators hailing from Stripe, Square, Plaid, Coinbase, Robinhood, CERN, and more — all united by a passion for building tools that help small businesses succeed. Parafin is backed by prominent venture capitalists including GIC, Notable Capital, Redpoint Ventures, Ribbit Capital, and Thrive Capital. Parafin is a Series C company, and we have raised more than $194M in equity and $340M in debt facilities.

Join us in creating a future where every small business has the financial tools they need.

We are looking for an experienced software engineer to join the merchant decisioning team and build a scalable platform/infrastructure that is critical for underwriting and decisioning hundreds of thousands of businesses on a daily basis. As part of the team, you will be working closely with Data Science, Growth and Risk stakeholders to efficiently serve the product initiatives that serve Parafin’s portfolio and empower stakeholders with controls to determine Parafin’s growth and bottom line.