Underwriter I (Energy)

Bachelor’s degree required.

Minimum of 2 years of underwriting or related insurance experience, preferably within casualty, specialty, or energy-related lines.

Ability to independently evaluate risk and make sound underwriting determinations.

Strong customer service and broker-facing communication skills.

Proficiency in Microsoft Office Suite and ability to quickly learn underwriting and policy administration systems.

Ability to work collaboratively across teams while managing an independent underwriting workload.

This role is responsible for reviewing complex energy insurance submissions and evaluating risk characteristics against established underwriting guidelines to determine eligibility for coverage, pricing, and structure.

Utilize underwriting guidelines, rules, standards, and delegated authority to accept, decline, or structure energy-related risks, including determining appropriate premiums, limits, and coverage terms.

Apply independent underwriting judgment to approve or decline submissions within assigned authority and issue coverage. Prepare referral submissions for risks exceeding individual authority.

Analyze energy-specific exposures including operational, contractual, geographic, and loss history considerations.

Attend broker meetings and conduct broker visits independently, utilizing territory management and relationship-building skills within the energy brokerage community.