sofi

Small Business Banking Credit Oversight Lead

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At a Glance

Location
TX - Frisco
Experience
10+ years
Posted
2026-07-29T15:32:06-04:00

Key Requirements

Domain Knowledge

  • Finance
  • Mining
  • Regulatory

Requirements

10+ years of credit risk management, loan review, commercial/small business underwriting, or internal audit experience in a financial institution.

Expert knowledge of small business lending, commercial underwriting standards, credit policy, and regulatory expectations.

Proven experience evaluating credit strategies, portfolio health, and risk appetite limits from an independent second-line or oversight perspective.

Executive Influence:

Responsibilities

Small Business Banking Credit Oversight Lead,

you will drive independent oversight of the Bank's small business credit portfolio.

In this role, you will ensure credit strategies, underwriting standards, portfolio performance, and risk management practices align with the Bank's risk appetite and regulatory requirements.

Serving as a strategic advisor and credible challenger to senior leadership, you will proactively identify emerging risks, influence sound lending decisions, and champion a strong risk culture—all while maintaining second-line independence.

Provide End-to-End Oversight:

Drive independent second-line risk oversight across the entire small business credit lifecycle, including originations, underwriting, servicing, and collections.