Credit Manager

Bachelor’s degree in Business Administration, Finance, or Accounting.

10+ years of experience as a Credit Analyst.

4+ years of people management experience.

Knowledge and experience with collections processes, practices, and collaboration.

Superior financial statement analysis skills, including understanding of key financial ratios.

Strong knowledge of credit risk rating methodologies.

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DIVERSITY, EQUITY & INCLUSION:

We at Toshiba Global Commerce Solutions firmly believe that our people are an integral part to the success of our customers. Furthermore, we're committed to Diversity, Equity, and Inclusion for all our people as highlighted by our 5 Core Principles (Create Outreach, Foster Belonging, Unleash Opportunity, Diverse Cultural Engagement and Culture of Transparency). We're passionate about our customers the retail industry and becoming a more responsible company as we help create a brighter future.

Leadership & Team Management

Provide leadership to Credit Analysts, ensuring consistent application of credit policy.

Submit high‑risk or high‑value credit requests to senior management.

Deliver coaching, feedback, training, and backup support on credit processes.

Prepare monthly customer and credit risk analysis reports.

Portfolio Credit Risk Management