Vice President, Underwriting - Employee Benefits

15+ years of Employee Benefits underwriting experience with deep knowledge of small‑group and mid‑market segments.

Direct experience underwriting Dental, Vision, Life, STD, LTD, Paid Leaves, and Supplemental Health.

Proven leadership of underwriting teams; VP‑level or equivalent experience preferred.

Demonstrated ability to underwrite and negotiate large aggregators: PEOs, payroll providers, GAs, and national brokers.

Strong process‑engineering mindset with experience building underwriting operations from ground up.

Experience implementing technology modernization, automation, and AI‑enabled decisioning.

Protective’s targeted base compensation for this position is $171,000 to $288,000. Actual salaries may vary depending on factors, including but not limited to, job location, skills, and experience. The range listed is just one component of Protective’s total compensation package for employees.

This position also offers additional incentive opportunities through an Annual Incentive Plan and Long-Term Incentive Plan based on individual and Company performance.

Strategic Leadership & Underwriting Excellence

Serve as the underwriting leader for all Employee Benefits products, ensuring consistent, profitable, and market‑competitive underwriting strategies.

Drive underwriting governance, guidelines, philosophy, and portfolio performance.

Partner with Product, Distribution, Actuarial, Finance, and Operations to align underwriting strategy with market growth ambitions.

Provide thought leadership in emerging market trends, pricing needs, and competitive dynamics, particularly in the small business segment.

Define and maintain the EB Underwriting Governance Framework, ensuring consistent decision-making and clear risk-appetite management.

The work we do has an impact on millions of lives, and you can be a part of it.

We help protect our customers against life’s uncertainties. Regardless of where you work within the company, you’ll be helping provide protection and peace of mind when our customers need it most.