Underwriter

Previous sales, finance, or administrative experience in an auto dealership setting and/or underwriting experience

Analyzes credit bureau reports evaluates stability, ability, willingness, and collateral/equity position of customer and makes decisions regarding the credit worthiness of customers within approved limits.

Responsible for analyzing highly complex financial and credit information according to internal underwriting standards while complying with Fair and Responsible Lending Practices, identifying, and processing potential fraud.

Meets production and goals while maintaining underwriting integrity through working knowledge of sound underwriting principles, policies, procedures, and controls to ensure overall profitability of product line.

Utilize key metrics to strategically improve volume results.

Responsible for providing strong and clear communication to internal and external partners to ensure quick turnaround time.

May review more complex loans requiring exceptions.